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Scholarships And Grants Await Those Who Want To Further Their Education!

April 16, 2010 by  
Filed under Financial Aid

You’re a bright young high-schooler with dreams of becoming an engineer. Your academic records qualify for the top schools, but the financing leaves something to be desired. Pell grants, state aid and the scholarships are numerous, but must be sought out.

Over the few years, the federal government has joined forces with the National Science Foundation. The goal of this team-up is to increase the ranks of scientists, technologists, engineers and mathematicians (also called STEM fields) for the foreseeable future. The reasoning behind this is simple. It’s been said the strength of a nation is based on how well it sustains technologists, and the U.S. is losing on this front. If you need more information about scholarships, look on the internet.

A student looking for this financial aid should first and foremost go to the schools of his choice and quickly sit down with a financial aid officer. This person’s job is to get the student the cash needed to pay for such things as tuition, fees, text books and even living expenses. This doesn’t mean the young acolyte shouldn’t do his or her own homework. A quick scan of Google or any other search engine will show there are a number of sources they might never have heard of. These sources include:

(1) Pell Grant: Sure, this is obvious, but should not be ignored. At the moment, this federal grant is capable of supplying up to $5,350 towards going to college. As said before, it’s probably not all you need, but can take a chunk out. While you’re at it, don’t forget the state you reside in. The funds from most of their lotteries are supposed to go towards financing education. Make sure they do.

(2) S-STEM Scholarship: This program was created by the National Science Foundation and the Board of Education specifically to help students get anything from an Associate’s to a Masters of Science degree in a designated group of curriculum. It’s based on both academics and need. To find out more about this program, one should contact the Foundation and the Board of Education for more on it. There is an abundance of information about online degree grant on the web.

(3) Corporate Scholarships – Many technological and similar corporations find it in their best interest, both for tax reasons and as a source for recruiting, to set up scholarship funds. This includes companies such as Microsoft, which has its own scholarship/work-study program for computer engineers, to Mobil Oil, where there is a very high demand need for petroleum engineers.

(4) Professional Societies – No profession doesn’t come without its own society. In turn, it’s hard to find one that doesn’t have some sort of financial aid program. In engineering, some of the most prominent ones include the National Society of Professional Engineers and the American Society of Civil Engineers. The latter has a section of its web site devoted to continuing online education or as they call it, “distance learning”.

In total, with a little work, a student can find more than enough leads, such as Pell grants, for financial assistance. With a bit of patience and persistence, getting the needed financial aid is obtainable.

Earning Your Degree Online As A Single Parent

April 4, 2010 by  
Filed under Financial Aid

Contrary to what some comedians say, having children is not the end of the world. Yes, when one is a single mom, the priorities are changed radically. Without the support-emotional, physical and financial-of a spouse, the raising and caring of a child is a lot more difficult, but a woman doesn’t have to put her life on hold…at least completely.

Well, online colleges do help lighten the load there. They provide a series of benefits not provided for by going on campus. Among the many benefits of getting a degree online are:

You can study at home – You don’t need a babysitter for the kneebiters. You can register, take your course load and eventually graduate from the comfort of your house with the help of online grant. This way you are always nearby when your child goes and scrapes his/her knee, needs to be fed or put to bed, or even needs his/her homework done. Having kids does not mean you’ll have to rush off campus to settle a parenting crisis.

Set your own pace. If the kids are so young that they need more supervision than their elder siblings or friends, you can decrease the workload to suit that pace. Many programs allow for part-time students. It may take a little longer before you get that online degree, but real life, aka raising your kids, still set the pace. This way you can match it.

Financial aid is available. – When we talk aid, we’re not only talking tuition and fees. If the need is there, there are a number of resources out there that will help pay for things like rent, food and such essentials like clothing. Sites list such aid as: Teacher Education Assistance, Pell Grant, Supplemental Educational Opportunity Grant, Academic Competitiveness Grant, National SMART Grant, Institutional Grants, Campus Based Aid (FSEOG, FWS, Perkins Loans); Stafford Loans (FEFL, Direct Loan), Plus Loans just for starters.

Cut commuting. You save not only time, but cost, by not having to commute. By studying at home instead of going back and forth from home to work to campus, you cut the costs by approximately one third. That’s more time to both study and look after the kids.

A good way to get started, even before deciding on a school, is to consult a site like Single Moms. Sit down and learn both the advantages and obstacles that are going to come. The site will also provide excellent tips on the kind of degree you want to pursue, which schools offer them and help on getting financial aid. From there, it’s definitely a good idea to pick up the phone and call the school. Try to get in touch with registration and officers to help you with online grant, if only to see what you can get.

The important point is to do some homework before you decide to study from home. With the help of single mothers grants and financial aid these goals are easier to accomplish than ever. Before you know it, the kids will grow up and before you can say “empty nest syndrome” you are well on your way with a new, degreed, career.

Receiving Your College Education While Serving Abroad

March 31, 2010 by  
Filed under Online Colleges

Any civilian who walks into a military base, abroad or domestic, will see each facility includes a building called an education center. Their purpose is simple, to allow soldiers to further their educations. One would also see about ten to twenty percent of that base’s troops attending some online college, almost always on a military grant or scholarship.

Advancing a soldier’s education is a good way for non-comms become specialists and officers climb up the advancement ladder. Further, this form of education increases a soldier’s chances of a satisfying career when returning to full civilian life.

Most important, is with these centers, a soldier can continue using grant for online college wherever he or she’s stationed. This includes anywhere from the hot zones of the Middle East to a float in the Arctic Circle. Both the four services and their servicemen get an added advantage in that if the soldier gets orders to pack up and go to a new assignment, they can continue their education once they are allowed to plug back in.

As for getting the financial aid needed to take these courses? It turns out the government can be quite generous in this area. Each education center usually comes with a financial officer. His job is to help point out the number of programs that are available to non-comms and officers alike.

A primary source of military grants and scholarships is called TA/DANTES(Tuition Assistance/Defense Activity for Non-Traditional Educational Services). Many times, this funding can cover as much as 100% of tuition as well as include a healthy stipend for text books and software. Created by the government in 1974, TA/DANTES is dedicated to helping members of every branch achieve their professional and personal educational objectives.

Another major source of funding are online universities themselves. A number of online universities will reduce their tuitions as much as 50% to active military, as well as offer discounts to their spouses. To find this out, it is a good idea to see if the school offers the appropriate educational program, then ask them about these tuition discounts. A large majority of the top schools do offer grant for online school.

Finally, there are private grants available to active soldiers. These military grants are usually dependent on what field the soldier intends to study in, his/her military background (combat duty, family background, previous educational experience) and/or plans when leaving the armed services (such as going into domestic civil service). The base financial officer is usually one’s best guide in finding these grants out.

What really matters these days is the military is a good place to advance one’s education. It also is a solid source for the financial aid needed to further those goals. Any soldier worth his stripes or brass should march on down to their educational center to find out more about these online programs.

Single Mothers Gain From Earning Their College Degree Online

March 22, 2010 by  
Filed under Financial Aid

Online college can help single mothers in many ways, and obtaining an online degree can be as good for the health as it is the pocketbook.

Completing higher education has been tied to good health on the part of graduates and their children according to a report from the ERIC Clearinghouse on Higher Education. Online college classes and online degree programs, like scholarships, fellowships, grants and other grants online, can help make continuing education a reality for single mothers.

Online college for single moms brings with it a greater ability to continue working and raising the children without interruption. Single mothers enrolled in online college classes and online degree programs can devote their child’s nap, school and bed time to their studies. Likewise, single mothers opting for online college don’t have to spend excess money on childcare, vehicle maintenance, gas or public transportation. So for single moms, college classes and degree programs taken online can also equate to a bit of a financial savings.

The majority of students enrolled in college are women, and many of them work and have families to care for as well, according to reports. Studies have also suggested that college can help single moms broaden their horizons and interact more with others. Some online college classes and pell grants for college are said to allow single mothers and others an opportunity to participate in interactive communities.

Online college for single moms can also improve their quality of life and the quality of life for children as well, studies suggest.

A report from the Institute for Higher Education Policy cites that more highly educated women are better consumers with greater savings. These women reportedly enjoy more hobbies, leisure activities and quality time with their children, helping to prepare their children for a better future. Single mothers and others who complete online college and obtain an online degree might also find that they’re more easily able to relinquish “control” and that they’re more open-minded, cultured, rational and consistent, a Carnegie Foundation Report suggests.

In the job marketplace, a single mom’s college degree can make her more competitive, able to earn more and be more of an asset to her employer. The U.S. Bureau of Labor Statistics reports that people with bachelor degrees in 2007 earned a median $51,324 annually, where high school graduates without college degrees earned about $20,000 less per year. Most adolescents in low-income families live with single mothers and fathers without college degrees, according to the National Center for Children in Poverty.

For grants for single moms, college classes taken online can be more affordable with the help of grants, fellowships, scholarships, loans and work study programs. In addition to general college assistance programs for those who financially qualify, there are tuition assistance programs available exclusively to single mothers.

College Financial Aid In 2010!

March 19, 2010 by  
Filed under Online Colleges

The world of higher education has changed considerably since Lady Mowlson gave Harvard the first college grant ever. Just go to the wiki and one sees the federal government offers Pell Grant, Federal SEOG Grants, SMART Grants, Academic Competitiveness Grants, the Federal Work-Study Program, Federal Stafford Loans, Federal Perkins Loans, State Student Incentive Grants and Federal PLUS Loans just for starts.

This incredible generosity doesn’t include such items as room and board, text books or a number of other expenses. Getting something like an online degree was absolutely unimaginable to Americans barely a generation ago, much less the rest of the world.

The sources for obtaining college grants. Yes, there’s always the Pell Grant. The Department of Education has a special data base service so you can apply for everything from National Direct Student Loans to private institutions that also provide other grants such as TEACH (a grant program for public teachers of the future). For more information on online school, check out the web.

A good place to start is with the Dept. of Ed’s FASFA4Caster. This tool is designed to help figure out the odds of a student getting aid. From there, the Department will even help you set up an account, MyFASFA, to manage your next step, which is getting the grants.

Because the simple truth is unless one’s last name is Gates, Buffet, or Bush or one does hit the Lotto an individual will need some sort of financial assistance. By that, we don’t mean hitting the Lotto, either. USA Today recently reported that the annual cost of higher education is over $15,000 a semester. The maximum the Pell currently delivers is $5,350.

Only schools like Harvard adjusts its tuition based on need. There’s still the matter of being one of the rare few who will get matriculated. At the same time, there isn’t a single educational institution–landbased, online or what have you-worth its salt that doesn’t come with financial aid officers. Yes, you should some homework on your own. That’s a great reason to go to the Department’s website. Check out the internet for more information about scholarships and grants.

On the other hand, where you have limited time to discover plans for being a single parent, Native American, war veteran or being over 25 years of age (which by the way is over 25% of the national student body these days), a competent financial aid officer should have this info at his/her fingertips. They also know how to best navigate the miles of paperwork you’ll go through.

Times have changed considerably since Lady Mowlson. It costs a lot more than 100 pounds to go to Harvard. There are a lot more Mowlsons out there in the world and many opportunities to get student loans. Work and some professional help and you will find the best online education for you.

An Online Degree Expands Your Future Employment Skills

March 11, 2010 by  
Filed under Financial Aid

Unemployment figures across the country continue to spike, leaving many jobless individuals to find ways to enhance their qualifications to remain competitive in the thin job market. In today’s economy, however, very few people can afford the time and money required to engage in a four-year degree program at a brick-and-mortar university, as they cannot afford to abandon their family and financial commitments. Fortunately, there are alternatives, such as Grants For College.

Students and professionals are enrolling in online courses to pursue vocational degrees. Higher education is the key to career development, and has become an extremely important priority for job seekers everywhere. The educational requirements expected of a potential employee are rapidly changing, and people are responding to that call by exploring their high education options.

As the cost of obtaining a bachelors degree through traditional means continues to rise, many individuals are choosing to enroll in vocational programs, which are one of the quickest methods to launching a career. College Grants And Scholarships can assist.|The cost of obtaining a Bachelor’s degree through traditional means continues to rise. As a result, many individuals are choosing to enroll in vocational programs. This is one of the most modern, quickest, and most cost-effective methods to launching a career. College Grants are the right choice for many.

Experts agree that specified vocational degrees may be the key to success. Businesses are hiring employees with specialized areas of education, as opposed to broader fields of study. Students are finding success by focusing their efforts on courses tailored to their field of choice.

Calling upon statistics from the Department of Labor, Fleming pointed out that the government expects 21 percent of jobs will require a bachelor’s degree in 2016, while approximately 40 percent will be middle-skill opportunities that require vocational training.

Online universities have begun offering training programs that are intended to prepare students for specific careers, in an effort to prepare them for a changing workforce. This serves as a response to the projected demands of expanding American workforce, and its constantly changing and growing landscape. Graduate School Scholarships help adjust to the changes.

Kaplan University, for example, reported that its enrollment increased by 28 percent this year, according to a recent article in the Desert Sun. Brian Mendenhall, the online school’s director of admissions, told the newspaper he attributes this growth to the time commitment required of bachelors or master’s degree programs and the inclusion of non-applicable classes in their curricula.

Grants For College are applicable in many areas. Kaplan currently offers vocational training for individuals wishing to become dental assistants, massage therapists, medical assistants, medical office specialists, medical practice managers, pharmacy technicians and criminal justice professionals. Student Loans And Grants really can be your ticket to the future.

Education Earned: Financial Aid for Veterans

March 4, 2010 by  
Filed under Online Degrees

You’ve served your country, now it’s time to see what Uncle Sam can do for you. Well when it comes to getting your college degree, he can do a lot. There are millions of tax-free dollars available to veterans and their dependents, consider it a thank you for your service. The Department of Defense, Department of Veterans Affairs and many states offer programs to help vets pay for college. There are also millions of dollars available in college loans for members of the military.

The Montgomery GI bill, or MGIB is just one element in the government’s effort to educate veterans. The GI Bill went into effect in 1944 under President Roosevelt. Since World War II, it’s estimated more than two million veterans have taken advantage of the GI Bill. Under the plan, service members and veterans get monthly payments to use for higher education. To qualify you must have served at least two years on active duty and have your high school diploma or equivalent. Participants are eligible for 36 months of education, a value of more than $40,000.

The GI Bill is not considered financial aid by colleges and universities, because the money is paid directly to you. That means veterans are still eligible for student loans, scholarships, and Pell Grants. However, GI Bill payments reduce the amount of student financial aid you are eligible to receive. GI money can be used not only for tuition,but also, fees, books and living expenses. The tax-free money can also be used to pay for independent study programs, required continuing education, licensing, certification, apprenticeship, and on-the-job training. Once you leave the armed services, you have ten years to use your benefits.

In August 2009 a new GI Bill went into effect. The Post 9/11 GI Bill provides education benefits for service members who have served on active duty for 90 or more days since Sept. 10, 2001. The new bill covers 100% of tuition, provides money for housing and up to $1000 a year for books and supplies. Unfortunately, the Post 9/11 GI Bill cannot be applied to courses finished before July 2009.

Armed Forces Tuition Assistance, TA, is a benefit for eligible members of all the armed services. Each division can pay up to 100% of tuition expenses of its members. TA is not a loan, it’s like money a veteran has earned. Each arm of the military has its own criteria for eligibility, obligated service, application process. Unlike money from the GI Bill, tuition assistance is paid directly to the school.

In addition to federal and state aid, there are over $300 million in grants for college for members of the military, veterans and their families. To name a few categories, there are scholarships for disabled veterans, veterans of foreign wars, veterans of Operation Enduring Freedom. Even if your tuition is fully covered by the GI Bill, it’s a good idea to pursue private scholarships. The money can be used to cover the cost of books, fees, and living expenses.

Did you know you may have already earned college credit before you get there? Many colleges and universities will count years in the service as class credit. The American Council on Education, ACE, can help you and your school determine how many credit hours you earned while serving.

There are millions of dollars for veterans which helps avoid taking out student loans. The U-S government provides non-taxable money through the GI Bill and Tuition Assistance. There are also private scholarships and grants.

Finding Funding For Your Online Degree.

February 23, 2010 by  
Filed under Financial Aid

Imagine getting money for college that you don’t have to repay. Financial aid is out there and available. Pell Grants are federal funds that, unlike a loan, you don’t have to repay. Whether you are going to school on-line or on campus, you can get financial help and there is more money this year than ever!

The first step is filling out a “free application for federal student aid” or FAFSA. This one application makes students eligible for all federal, state and some private institution programs. You can download the application from the U-S Department of Education website. If you don’t have a computer, check your local library. Federal grant money is good at more than five thousand colleges and universities.

Pell Grants are based on financial need to students pursuing a bachelors or professional degree. The federal government chooses students using a formula determined by the U-S Congress. More than 90% of grants for online collegerecipients come from families earning less than $41,000 a year.

Pell Grants are the base for federal financial aid. Students can pile other scholarships and awards onto the initial amount. There are hundreds of other grants and scholarships. Some are offered for specific degrees, like nursing or careers in public service. Some states also offer their own grant programs. There is one catch, you can only use your grant money at one school at a time.

To get a college grantsfor an online degree program, you will generally need to study a field that is in short supply, such as science or education. There are other grants available specifically for online students. For students with grave financial need there is the Federal Supplemental Educational Opportunity Grant. The Academic Competitiveness Grant benefits students who graduated from an academically rigorous high school program.

The amount of money a student gets is the same every school year. It’s determined not only by financial need, but also tuition costs and enrollment. There are even special benefits for students whose parent or guardian died in military service after the 9-11 attacks.

Last year, the maximum amount given was just over five thousand dollars. The federal government has increased awards for the 2010 to 2011 school year. Qualifying students receive checks at least once each semester or trimester. The school can pay you directly, apply the funds directly to your tuition or a combination of both.

Your school or the Department of Education website will have even more information on Pell Grants and the FAFSA. Grants are the best kind of financial aid, because you don’t have to repay the money. So, if you need money for college or an online degree, spending a little time filling out an application can pay off.

The Use Of Pell Grants Throughout History

February 21, 2010 by  
Filed under Financial Aid

The history of the United States can easily be compared to the history of college grants. In fact, grants for obtaining a college education appears to be an American invention. In 1643, one Lady Anne Radcliffe Mowlson created the first, as a way to help Harvard to become the world institution it is today.

College grants are nothing new. In fact, the first recorded grant for college dates back to 1643, when one Lady Anne Radcliffe Mowlson created the first known grant for Harvard University. Pell, a World War II veteran and beneficiary of the GI Bill, a program then President Harry Truman set up to reward returning vets. Pell realized how much he benefitted from the government funding his higher education. Pell also realized the U.S. benefitted dramatically from the hundreds of thousands of immigrant children who got that college degree.

So in 1972, Pell promoted a bill to create what would become the Basic Educational Opportunity Grant, also known as the BEOG. It would provide federal money, based on need, for academically worthy students to achieve advanced degrees. It became so successful that in 1980, Congress renamed the BEOG the Pell Grant, a name this act still goes by.

Over the years, the grant has changed considerably. Over the years, it had expanded its qualifications, allowing more and more students to get this grants for college. That’s ended up being a two-edged sword. While the number grants permitted has grown geometrically, the cost of going for that degree, whether for a campus or online degree, has risen even more.

When it comes to obtaining college grants, the U.S. Department of Education has just released a report that’s truly cautionary. It shows the maximum amount of money one can get from Pell Grants has increased to as much as $5,350, the cost of higher education has increased to over $15,000 per year.

Even with President Obama pushing for an increase next year to $5,750 a year, these college grants will only cover barely a third of overall college costs. The cost of a higher education is clearly outstripping the money the Fed is willing to give.

For comparison, USA Today reports that when the Pell started in 1973, the maximum grant was $452, but the average tuition at that time was $438. In hard numbers, if Obama’s proposal goes through, the Pell will have gone up 1275%. At the same time, costs have exploded by 3400%, nearly three times faster than the money provided to the Pell. To top it, state grants for online college have shrunk considerably, citing the current economy as the reason.

The good news is there still are plenty of other college grants besides the Pell. Private grants like the one Lady Mowlson gave Harvard are out there. It takes work, stamina and patience to get more than just the Pell Grant. You just have to look for them, and you could be on your way to that Bachelors degree everyone needs to advance in these modern times.